Preparing to Buy a Home in Any Houston Suburb in Summer 2025
☀️ Summer 2025 is right around the corner, and you’re dreaming of backyard BBQs in your new home. But before you start picking out patio furniture, let’s talk about how…
Jerome Powell’s March 2025 Speech Decoded: What It Means for Mortgage Rates in Katy, Texas
On March 19, 2025, Federal Reserve Chairman Jerome Powell stepped up to the mic, and while he didn’t directly say, “Hey, mortgage rates are doing this,” he dropped enough hints…
When Do Mortgage Documents Expire?
Because Yes, Lenders Are That Picky…You’ve gathered your paystubs, bank statements, and credit reports like a champion. You’re ready to buy a house! But wait—before you strut into the lender’s…
Should You Buy a House With March 2025 Interest Rates?
Or should you wait and hope the housing market stops playing hard to get? As the flowers bloom and pollen attacks your sinuses this March, you might be wondering if…
Why Commission, Tip, and Bonus Income Might Not Count for a Mortgage Qualification
So, you’ve been killing it at work—racking up commissions, stacking up tips, or cashing in on hefty bonuses. You’re making more money than ever, and now you’re ready to buy…
Say Goodbye to Medical Debt on Credit Reports: What It Means for Your Mortgage in 2025
Imagine waking up on March 17, 2025, to find your credit score has magically increased. 🍀 No, it’s not the work of a mischievous leprechaun—it’s the Consumer Financial Protection Bureau’s…
VA Joint Loans: How Veterans and Non-Veterans Can Team Up for Homeownership
So, you’re a veteran (first, THANK YOU for your service! 🇺🇸), and you want to buy a house. But maybe you’re not doing it alone—you’re teaming up with a non-veteran.…
Buying a House: Are You In or Just Browsing Zillow for Fun?
Let’s be real—deciding to buy a house is a big deal. But here’s the thing: you actually have to decide to buy a house before you can make it happen.…
Don’t Wait Until the Last Minute to Get Prequalified—Unless You Like Stress Sweats
Picture this: It’s Friday afternoon, and you just found your dream home. You’re already imagining yourself lounging on the back patio, sipping your morning coffee. The only problem? You don’t…
Alternative Loans: Why Listening is Your Superpower in Real Estate Financing
So, you’ve decided to dive into the world of real estate investing, and you’re looking for a loan that doesn’t fit the traditional cookie-cutter mold. Great! Welcome to the world…
Why Are Homeowners Insurance Rates Rising in Houston?
In 2025, homeowners in the Houston, Texas and surrounding areas (Sugary Land, Pearland, The Woodlands, Katy, Richmond, Cypress, Spring) are experiencing a notable uptick in their insurance premiums. Let’s delve…
Fix and Flip Loans: Turning Ugly Houses into Profitable Investments
So, you’ve been watching a little too much HGTV and think you’ve got what it takes to flip a house? We love the enthusiasm! But before you start knocking down…
