Starting July 8, 2025, the Federal Housing Finance Agency (FHFA) gave the green light for lenders to use VantageScore 4.0 on loans backed by Fannie Mae and Freddie Mac. Translation? A huge shift in how your credit score is calculated…
Wondering if the stars (and rates) have finally aligned to make 2025 your year to buy a home? Let’s decode the signs in the economy that say: “Yep, itās time to get those house keys ready.” Spoiler: the housing market…
Hello, future homeowners of Katy, Sugar Land, The Woodlands, Cypress, Richmond, Spring, Tomball, Fulshear, and beyond! If you’re dreaming of settling into a new house or home in one of Houston’s charming suburbs this summer, there’s a crucial update you…
If you’ve been watching interest rates lately, you might feel like you’re on a financial rollercoaster. One week they’re up, the next they’re down. So, what’s causing this volatility? Let’s dive into the recent developments and how they impact your…
If youāre gearing up to buy a home in Katy, Sugar Land, The Woodlands, Cypress, Richmond, Spring, Tomball, Fulshear, or Pearland, 2025 just threw a curveball your way. And no, itās not a plot twist from a real estate reality…
If youāre looking to buy a home in Katy, Sugar Land, The Woodlands, Richmond, Pearland, Fulshear, or Cypress, you may have heard that the FHA appraisal process just got a shake-up. But what does that actually mean for you? Are…
On March 19, 2025, Federal Reserve Chairman Jerome Powell stepped up to the mic, and while he didnāt directly say, āHey, mortgage rates are doing this,ā he dropped enough hints for us to connect the dots.Ā So, if youāre a…
Or should you wait and hope the housing market stops playing hard to get?Ā As the flowers bloom and pollen attacks your sinuses this March, you might be wondering if now is the right time to buy a home. Mortgage…
Imagine waking up on March 17, 2025, to find your credit score has magically increased. š No, itās not the work of a mischievous leprechaunāitās the Consumer Financial Protection Bureauās (CFPB) latest rule coming to your rescue.Ā Starting this spring,…
Exciting news for those dreaming of buying a home! The Federal Housing Finance Agency (FHFA) has recently increased its loan limit to a whopping $766,550. This means as a borrower, you now have the chance to borrow more money when…
