We guide clients through purchasing or refinancing their home or residential investment property anywhere in the state of Texas with a focus on Houston and the surrounding areas (Katy, Cypress, Fulshear, Sugarland, Pearland, The Woodlands). We keep clients and realtors informed throughout the process while providing some of the lowest rates and fastest turn times available. Call or email us to get more info about the lending products below:
•FHA
•Conventional
•VA
•USDA
•Jumbo loans
•Bank Statement Loans
•Investor cashflow (DSCR)
🏠 Prequalification vs. Pre-Approval in Texas: Which One Do You Need?
If you’re buying a home in Texas, chances are you’ll be shopping with a “prequalification” letter in hand—even if your lender has pulled credit, collected income docs, and run AUS…
Big News: VantageScore 4.0 Now Live in Mortgage Loans (as of July 8, 2025)!
Starting July 8, 2025, the Federal Housing Finance Agency (FHFA) gave the green light for lenders to use VantageScore 4.0 on loans backed by Fannie Mae and Freddie Mac. Translation?…
DSCR Loans & Cash-Out Refis: Expand Your Rental Portfolio
So, you’ve got a duplex in Dallas or a quadplex in Katy. Maybe even an eight-unit beauty in San Antonio. They’re rented, earning income—and now you’re wondering how to tap…
