If you’re buying a home in Texas, chances are you’ll be shopping with a “prequalification” letter in hand—even if your lender has pulled credit, collected income docs, and run AUS. So what’s the deal? Let’s clear the air on one…
Starting July 8, 2025, the Federal Housing Finance Agency (FHFA) gave the green light for lenders to use VantageScore 4.0 on loans backed by Fannie Mae and Freddie Mac. Translation? A huge shift in how your credit score is calculated…
So, you’ve got a duplex in Dallas or a quadplex in Katy. Maybe even an eight-unit beauty in San Antonio. They’re rented, earning income—and now you’re wondering how to tap that equity or scale up. Enter: DSCR loans and cash-out…
When flipping, building, or fixing up investment properties, short-term loans like bridge, construction, or hard-money loans give you lightning-fast access to funds—but only temporarily. The magic happens when you refinance these into permanent financing. Let’s dive into why—and how—you should…
In a world of economic whiplash, trade wars, tax cuts, and enough tweets to crash a small nation’s currency, you’d think buying a home would be chaos incarnate. But fear not, fellow Texan! Because in the heart of Trump-era economics,…
Wondering if the stars (and rates) have finally aligned to make 2025 your year to buy a home? Let’s decode the signs in the economy that say: “Yep, it’s time to get those house keys ready.” Spoiler: the housing market…
Buying a home isn’t just about falling in love with that cute bungalow in Cypress or that sleek modern build in Sugar Land. It’s also about wrangling a mountain of documents, deadlines, and dollar signs. And if you’re not talking…
Buying a home isn’t just about liking a house—it’s about planning for a life. To do that right, you need to start with the end in mind. Here’s how to get your savings lined up so you’re ready when your…
Looking to buy a house in Katy, Sugar Land, or anywhere in Houston/Harris County or anywhere else in Texas? You may have heard about down payment assistance programs—like city grants, county loans, or Texas’ TSAHC. Great news: they’re out there…
Buying a house is not like grabbing a pair of shoes off the clearance rack. In 2025, with housing prices still fluctuating, rates bouncing around, and buyers asking “Is this the right time?” more than ever, it’s time we say…
